.koperasi-page-hero {
    background: var(--koperasi-gradient);
    padding: 8rem 2rem 4rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.koperasi-page-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('img/background-pattern.png') no-repeat center center;
    background-size: cover;
    opacity: 0.1;
    z-index: 1;
}

.koperasi-page-hero-content {
    position: relative;
    z-index: 2;
    max-width: 800px;
    margin: 0 auto;
}

.koperasi-page-hero-title {
    font-size: 3rem;
    font-weight: 700;
    color: var(--koperasi-white);
    margin-bottom: 1rem;
}

.koperasi-page-hero-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.6;
}

.koperasi-savings-overview {
    padding: 6rem 2rem;
    background: var(--koperasi-white);
}

.koperasi-savings-overview-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-savings-categories {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 2rem;
    margin-top: 4rem;
}

.koperasi-savings-category {
    background: var(--koperasi-light);
    padding: 3rem 2rem;
    border-radius: var(--koperasi-border-radius);
    text-align: center;
    transition: var(--koperasi-transition);
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.koperasi-savings-category:hover {
    transform: translateY(-10px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-category-icon {
    width: 100px;
    height: 100px;
    margin: 0 auto 2rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--koperasi-gradient);
    border-radius: 50%;
}

.koperasi-category-icon img {
    width: 50px;
    height: 50px;
    filter: brightness(0) invert(1);
}

.koperasi-category-icon i {
    font-size: 3rem;
    color: white;
    transition: var(--koperasi-transition);
}

.koperasi-savings-category:hover .koperasi-category-icon i {
    transform: scale(1.1);
    color: #ffffff;
}

.koperasi-category-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 1rem;
}

.koperasi-category-description {
    color: var(--koperasi-neutral);
    margin-bottom: 2rem;
    line-height: 1.6;
}

.koperasi-category-link {
    color: var(--koperasi-primary);
    text-decoration: none;
    font-weight: 600;
    transition: var(--koperasi-transition);
}

.koperasi-category-link:hover {
    color: var(--koperasi-secondary);
}

.koperasi-savings-products {
    padding: 6rem 2rem;
    background: var(--koperasi-light);
}

.koperasi-savings-products-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-products-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
    margin-top: 4rem;
}

.koperasi-product-card {
    background: var(--koperasi-white);
    padding: 2.5rem 2rem;
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
    transition: var(--koperasi-transition);
    position: relative;
    overflow: hidden;
}

.koperasi-product-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--koperasi-gradient);
}

.koperasi-product-featured {
    grid-column: 1 / -1;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    align-items: center;
}

.koperasi-product-featured .koperasi-product-header {
    grid-column: 1;
    padding-right: 2rem;
}

.koperasi-product-featured .koperasi-product-features {
    grid-column: 1;
    padding-right: 2rem;
}

.koperasi-product-featured .koperasi-product-cta {
    grid-column: 1;
    padding-right: 2rem;
}

.koperasi-product-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-product-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 2rem;
}

.koperasi-product-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--koperasi-dark);
}

.koperasi-product-rate {
    background: var(--koperasi-gradient);
    color: var(--koperasi-white);
    padding: 0.75rem 1.5rem;
    border-radius: var(--koperasi-border-radius);
    font-weight: 700;
    font-size: 1.5rem;
}

.koperasi-product-features {
    margin-bottom: 2rem;
}

.koperasi-product-list {
    list-style: none;
    padding: 0;
}

.koperasi-product-list li {
    padding: 0.75rem 0;
    color: var(--koperasi-neutral);
    position: relative;
    padding-left: 1.5rem;
    line-height: 1.5;
}

.koperasi-product-list li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--koperasi-accent);
    font-weight: 700;
}

.koperasi-product-cta {
    text-align: center;
}

.koperasi-interest-rates {
    padding: 6rem 2rem;
    background: var(--koperasi-white);
}

.koperasi-interest-rates-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-rates-table {
    background: var(--koperasi-white);
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
    overflow: hidden;
    margin-top: 3rem;
}

.koperasi-rates-header {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    background: var(--koperasi-gradient);
    color: var(--koperasi-white);
    font-weight: 600;
}

.koperasi-rates-column {
    padding: 1.5rem 1rem;
    text-align: center;
    border-right: 1px solid rgba(255, 255, 255, 0.2);
}

.koperasi-rates-column:last-child {
    border-right: none;
}

.koperasi-rates-row {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    border-bottom: 1px solid var(--koperasi-light);
    transition: var(--koperasi-transition);
}

.koperasi-rates-row:hover {
    background: var(--koperasi-light);
}

.koperasi-rates-row:last-child {
    border-bottom: none;
}

.koperasi-rates-cell {
    padding: 1.5rem 1rem;
    text-align: center;
    color: var(--koperasi-neutral);
    border-right: 1px solid var(--koperasi-light);
}

.koperasi-rates-cell:last-child {
    border-right: none;
    font-weight: 600;
    color: var(--koperasi-primary);
}

.koperasi-product-features {
    padding: 6rem 2rem;
    background: var(--koperasi-light);
}

.koperasi-product-features-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 4rem;
}

.koperasi-feature-item {
    text-align: center;
    padding: 2rem;
    background: var(--koperasi-white);
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
    transition: var(--koperasi-transition);
}

.koperasi-feature-item:hover {
    transform: translateY(-5px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-feature-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--koperasi-gradient);
    border-radius: 50%;
}

.koperasi-feature-icon img {
    width: 40px;
    height: 40px;
    filter: brightness(0) invert(1);
}

.koperasi-feature-icon i {
    font-size: 2.5rem;
    color: white;
    transition: var(--koperasi-transition);
}

.koperasi-feature-item:hover .koperasi-feature-icon i {
    transform: scale(1.1);
    color: #ffffff;
}

.koperasi-feature-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 1rem;
}

.koperasi-feature-description {
    color: var(--koperasi-neutral);
    line-height: 1.6;
}

.koperasi-application-process {
    padding: 6rem 2rem;
    background: var(--koperasi-white);
}

.koperasi-application-process-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 4rem;
}

.koperasi-process-step {
    display: flex;
    align-items: flex-start;
    gap: 1.5rem;
    padding: 2rem;
    background: var(--koperasi-light);
    border-radius: var(--koperasi-border-radius);
    transition: var(--koperasi-transition);
}

.koperasi-process-step:hover {
    transform: translateY(-5px);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-step-number {
    width: 60px;
    height: 60px;
    background: var(--koperasi-gradient);
    color: var(--koperasi-white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: 700;
    flex-shrink: 0;
}

.koperasi-step-content {
    flex: 1;
}

.koperasi-step-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 0.5rem;
}

.koperasi-step-description {
    color: var(--koperasi-neutral);
    line-height: 1.6;
}

.koperasi-faq-section {
    padding: 6rem 2rem;
    background: var(--koperasi-light);
}

.koperasi-faq-content {
    max-width: 800px;
    margin: 0 auto;
}

.koperasi-faq-list {
    margin-top: 3rem;
}

.koperasi-faq-item {
    background: var(--koperasi-white);
    border-radius: var(--koperasi-border-radius);
    margin-bottom: 1rem;
    box-shadow: var(--koperasi-shadow);
    overflow: hidden;
}

.koperasi-faq-question {
    width: 100%;
    padding: 1.5rem 2rem;
    background: transparent;
    border: none;
    text-align: left;
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: var(--koperasi-transition);
}

.koperasi-faq-question:hover {
    background: var(--koperasi-light);
}

.koperasi-faq-icon {
    font-size: 1.5rem;
    color: var(--koperasi-primary);
    transition: var(--koperasi-transition);
}

.koperasi-faq-item.active .koperasi-faq-icon {
    transform: rotate(45deg);
}

.koperasi-faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.koperasi-faq-item.active .koperasi-faq-answer {
    max-height: 200px;
}

.koperasi-faq-answer p {
    padding: 0 2rem 1.5rem;
    color: var(--koperasi-neutral);
    line-height: 1.6;
    margin: 0;
}

.koperasi-cta {
    padding: 6rem 2rem;
    background: var(--koperasi-gradient);
    text-align: center;
}

.koperasi-cta-content {
    max-width: 800px;
    margin: 0 auto;
}

.koperasi-cta-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--koperasi-white);
    margin-bottom: 1rem;
}

.koperasi-cta-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 2.5rem;
}

.koperasi-cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

@media (max-width: 1024px) {
    .koperasi-product-featured {
        grid-template-columns: 1fr;
    }
    
    .koperasi-product-featured .koperasi-product-header,
    .koperasi-product-featured .koperasi-product-features,
    .koperasi-product-featured .koperasi-product-cta {
        grid-column: 1;
        padding-right: 0;
    }
}

@media (max-width: 768px) {
    .koperasi-page-hero-title {
        font-size: 2.5rem;
    }
    
    .koperasi-savings-categories {
        grid-template-columns: 1fr;
    }
    
    .koperasi-rates-header,
    .koperasi-rates-row {
        grid-template-columns: 1fr;
        gap: 0;
    }
    
    .koperasi-rates-column,
    .koperasi-rates-cell {
        border-right: none;
        border-bottom: 1px solid var(--koperasi-light);
    }
    
    .koperasi-rates-column:last-child,
    .koperasi-rates-cell:last-child {
        border-bottom: none;
    }
    
    .koperasi-process-steps {
        grid-template-columns: 1fr;
    }
    
    .koperasi-cta-buttons {
        flex-direction: column;
        align-items: center;
    }
}

@media (max-width: 480px) {
    .koperasi-page-hero-title {
        font-size: 2rem;
    }
    
    .koperasi-products-grid,
    .koperasi-features-grid {
        grid-template-columns: 1fr;
    }
    
    .koperasi-process-step {
        flex-direction: column;
        text-align: center;
    }
}