.koperasi-page-hero {
    background: var(--koperasi-gradient);
    padding: 8rem 2rem 4rem;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.koperasi-page-hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('img/background-pattern.png') no-repeat center center;
    background-size: cover;
    opacity: 0.1;
    z-index: 1;
}

.koperasi-page-hero-content {
    position: relative;
    z-index: 2;
    max-width: 800px;
    margin: 0 auto;
}

.koperasi-page-hero-title {
    font-size: 3rem;
    font-weight: 700;
    color: var(--koperasi-white);
    margin-bottom: 1rem;
}

.koperasi-page-hero-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.6;
}

.koperasi-breadcrumb {
    padding: 1rem 2rem;
    background: var(--koperasi-light);
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}

.koperasi-breadcrumb-content {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.875rem;
}

.koperasi-breadcrumb-link {
    color: var(--koperasi-primary);
    text-decoration: none;
    transition: var(--koperasi-transition);
}

.koperasi-breadcrumb-link:hover {
    color: var(--koperasi-secondary);
}

.koperasi-breadcrumb-separator {
    color: var(--koperasi-neutral);
}

.koperasi-breadcrumb-current {
    color: var(--koperasi-neutral);
    font-weight: 500;
}

.koperasi-loan-details {
    padding: 4rem 2rem;
    background: var(--koperasi-white);
}

.koperasi-loan-details-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-loan-intro {
    text-align: center;
    margin-bottom: 4rem;
}

.koperasi-loan-highlights {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-bottom: 4rem;
}

.koperasi-highlight-card {
    background: var(--koperasi-light);
    padding: 2rem;
    border-radius: var(--koperasi-border-radius);
    text-align: center;
    transition: var(--koperasi-transition);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-highlight-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-highlight-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--koperasi-gradient);
    border-radius: 50%;
}

.koperasi-highlight-icon img {
    width: 30px;
    height: 30px;
    filter: brightness(0) invert(1);
}

.koperasi-highlight-icon i {
    font-size: 1.5rem;
    color: white;
    transition: var(--koperasi-transition);
}

.koperasi-highlight-item:hover .koperasi-highlight-icon i {
    transform: scale(1.1);
    color: #ffffff;
}

.koperasi-highlight-title {
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 0.5rem;
}

.koperasi-highlight-description {
    color: var(--koperasi-neutral);
    font-size: 0.875rem;
    line-height: 1.5;
}

.koperasi-loan-options {
    background: var(--koperasi-light);
    padding: 3rem;
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-loan-options-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 2rem;
    text-align: center;
}

.koperasi-loan-options-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.koperasi-loan-option {
    background: var(--koperasi-white);
    padding: 2rem;
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
    transition: var(--koperasi-transition);
    position: relative;
    overflow: hidden;
}

.koperasi-loan-option::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--koperasi-gradient);
}

.koperasi-loan-option-featured {
    border: 2px solid var(--koperasi-primary);
    transform: scale(1.02);
}

.koperasi-loan-option-badge {
    position: absolute;
    top: 1rem;
    right: 1rem;
    background: var(--koperasi-gradient-secondary);
    color: var(--koperasi-white);
    padding: 0.5rem 1rem;
    border-radius: var(--koperasi-border-radius);
    font-size: 0.875rem;
    font-weight: 600;
}

.koperasi-loan-option:hover {
    transform: translateY(-5px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-loan-option-featured:hover {
    transform: scale(1.02) translateY(-5px);
}

.koperasi-loan-option-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 1.5rem;
}

.koperasi-loan-option-details {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 1.5rem;
}

.koperasi-loan-option-detail {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--koperasi-light);
}

.koperasi-loan-option-detail:last-child {
    border-bottom: none;
}

.koperasi-loan-option-label {
    color: var(--koperasi-neutral);
    font-size: 0.875rem;
}

.koperasi-loan-option-value {
    font-weight: 600;
    color: var(--koperasi-primary);
    font-size: 0.875rem;
}

.koperasi-loan-option-description {
    color: var(--koperasi-neutral);
    font-size: 0.875rem;
    line-height: 1.5;
}

.koperasi-eligibility-requirements {
    padding: 6rem 2rem;
    background: var(--koperasi-light);
}

.koperasi-eligibility-requirements-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-eligibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.koperasi-eligibility-card {
    background: var(--koperasi-white);
    padding: 2.5rem 2rem;
    border-radius: var(--koperasi-border-radius);
    text-align: center;
    transition: var(--koperasi-transition);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-eligibility-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-eligibility-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--koperasi-gradient);
    border-radius: 50%;
}

.koperasi-eligibility-icon img {
    width: 40px;
    height: 40px;
    filter: brightness(0) invert(1);
}

.koperasi-eligibility-icon i {
    font-size: 2.5rem;
    color: white;
    transition: var(--koperasi-transition);
}

.koperasi-eligibility-card:hover .koperasi-eligibility-icon i {
    transform: scale(1.1);
    color: #ffffff;
}

.koperasi-eligibility-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 1.5rem;
}

.koperasi-eligibility-list {
    list-style: none;
    padding: 0;
    text-align: left;
}

.koperasi-eligibility-list li {
    padding: 0.5rem 0;
    color: var(--koperasi-neutral);
    position: relative;
    padding-left: 1.5rem;
    line-height: 1.5;
}

.koperasi-eligibility-list li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--koperasi-accent);
    font-weight: 700;
}

.koperasi-rates-payment {
    padding: 6rem 2rem;
    background: var(--koperasi-white);
}

.koperasi-rates-payment-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-rates-section {
    margin-bottom: 4rem;
}

.koperasi-rates-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 2rem;
    text-align: center;
}

.koperasi-rates-table {
    background: var(--koperasi-light);
    border-radius: var(--koperasi-border-radius);
    overflow: hidden;
    box-shadow: var(--koperasi-shadow);
}

.koperasi-rates-header {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    background: var(--koperasi-primary);
    color: var(--koperasi-white);
}

.koperasi-rates-header-cell {
    padding: 1rem;
    font-weight: 600;
    text-align: center;
}

.koperasi-rates-row {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    background: var(--koperasi-white);
    border-bottom: 1px solid var(--koperasi-light);
}

.koperasi-rates-row:last-child {
    border-bottom: none;
}

.koperasi-rates-cell {
    padding: 1rem;
    text-align: center;
    color: var(--koperasi-neutral);
}

.koperasi-rates-cell:nth-child(2) {
    font-weight: 600;
    color: var(--koperasi-primary);
}

.koperasi-payment-methods {
    background: var(--koperasi-light);
    padding: 3rem;
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-payment-title {
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 2rem;
    text-align: center;
}

.koperasi-payment-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.koperasi-payment-method {
    background: var(--koperasi-white);
    padding: 2rem;
    border-radius: var(--koperasi-border-radius);
    text-align: center;
    transition: var(--koperasi-transition);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-payment-method:hover {
    transform: translateY(-5px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-payment-icon {
    width: 60px;
    height: 60px;
    margin: 0 auto 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--koperasi-gradient);
    border-radius: 50%;
}

.koperasi-payment-icon img {
    width: 30px;
    height: 30px;
    filter: brightness(0) invert(1);
}

.koperasi-payment-icon i {
    font-size: 1.5rem;
    color: white;
    transition: var(--koperasi-transition);
}

.koperasi-payment-method:hover .koperasi-payment-icon i {
    transform: scale(1.1);
    color: #ffffff;
}

.koperasi-payment-method-title {
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 0.5rem;
}

.koperasi-payment-method-description {
    color: var(--koperasi-neutral);
    font-size: 0.875rem;
    line-height: 1.5;
    margin-bottom: 1rem;
}

.koperasi-payment-method-features {
    list-style: none;
    padding: 0;
    text-align: left;
}

.koperasi-payment-method-features li {
    padding: 0.25rem 0;
    color: var(--koperasi-neutral);
    position: relative;
    padding-left: 1rem;
    font-size: 0.875rem;
}

.koperasi-payment-method-features li::before {
    content: '•';
    position: absolute;
    left: 0;
    color: var(--koperasi-primary);
}

.koperasi-loan-calculator {
    padding: 6rem 2rem;
    background: var(--koperasi-light);
}

.koperasi-loan-calculator-content {
    max-width: 1000px;
    margin: 0 auto;
}

.koperasi-calculator-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    margin-top: 3rem;
    background: var(--koperasi-white);
    padding: 3rem;
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-calculator-form {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.koperasi-calculator-field {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.koperasi-calculator-label {
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--koperasi-dark);
}

.koperasi-calculator-input,
.koperasi-calculator-select {
    padding: 1rem;
    border: 2px solid rgba(0, 0, 0, 0.1);
    border-radius: var(--koperasi-border-radius);
    font-size: 1rem;
    transition: var(--koperasi-transition);
    background: var(--koperasi-light);
}

.koperasi-calculator-input:focus,
.koperasi-calculator-select:focus {
    outline: none;
    border-color: var(--koperasi-primary);
    box-shadow: 0 0 0 3px rgba(30, 64, 175, 0.1);
}

.koperasi-calculator-btn {
    padding: 1rem 2rem;
    font-size: 1rem;
    margin-top: 1rem;
}

.koperasi-calculator-result {
    background: var(--koperasi-light);
    padding: 2rem;
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-result-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 1.5rem;
    text-align: center;
}

.koperasi-result-items {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.koperasi-result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem;
    background: var(--koperasi-white);
    border-radius: var(--koperasi-border-radius);
}

.koperasi-result-item:first-child {
    background: var(--koperasi-primary);
    color: var(--koperasi-white);
}

.koperasi-result-item:first-child .koperasi-result-label,
.koperasi-result-item:first-child .koperasi-result-value {
    color: var(--koperasi-white);
}

.koperasi-result-label {
    font-size: 0.875rem;
    color: var(--koperasi-neutral);
}

.koperasi-result-value {
    font-weight: 600;
    color: var(--koperasi-dark);
    font-size: 1rem;
}

.koperasi-online-application {
    padding: 6rem 2rem;
    background: var(--koperasi-white);
}

.koperasi-online-application-content {
    max-width: 800px;
    margin: 0 auto;
}

.koperasi-form {
    background: var(--koperasi-light);
    padding: 3rem;
    border-radius: var(--koperasi-border-radius);
    box-shadow: var(--koperasi-shadow);
    margin-top: 3rem;
}

.koperasi-form-section {
    margin-bottom: 3rem;
    padding-bottom: 2rem;
    border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}

.koperasi-form-section:last-child {
    border-bottom: none;
    margin-bottom: 0;
}

.koperasi-form-section-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 1.5rem;
    padding-bottom: 0.5rem;
    border-bottom: 2px solid var(--koperasi-primary);
}

.koperasi-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.koperasi-form-group {
    margin-bottom: 1.5rem;
}

.koperasi-form-label {
    display: block;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 0.5rem;
}

.koperasi-form-input,
.koperasi-form-select,
.koperasi-form-textarea {
    width: 100%;
    padding: 1rem;
    border: 2px solid rgba(0, 0, 0, 0.1);
    border-radius: var(--koperasi-border-radius);
    font-size: 1rem;
    transition: var(--koperasi-transition);
    background: var(--koperasi-white);
}

.koperasi-form-input:focus,
.koperasi-form-select:focus,
.koperasi-form-textarea:focus {
    outline: none;
    border-color: var(--koperasi-primary);
    box-shadow: 0 0 0 3px rgba(30, 64, 175, 0.1);
}

.koperasi-form-textarea {
    resize: vertical;
    min-height: 100px;
}

.koperasi-checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    cursor: pointer;
    font-size: 0.875rem;
    line-height: 1.5;
}

.koperasi-checkbox-label input[type="checkbox"] {
    display: none;
}

.koperasi-checkbox-custom {
    width: 20px;
    height: 20px;
    border: 2px solid var(--koperasi-neutral);
    border-radius: 4px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--koperasi-transition);
    flex-shrink: 0;
    margin-top: 0.125rem;
}

.koperasi-checkbox-label input[type="checkbox"]:checked + .koperasi-checkbox-custom {
    background: var(--koperasi-primary);
    border-color: var(--koperasi-primary);
}

.koperasi-checkbox-label input[type="checkbox"]:checked + .koperasi-checkbox-custom::after {
    content: '✓';
    color: var(--koperasi-white);
    font-weight: 700;
    font-size: 0.75rem;
}

.koperasi-privacy-link {
    color: var(--koperasi-primary);
    text-decoration: none;
    transition: var(--koperasi-transition);
}

.koperasi-privacy-link:hover {
    color: var(--koperasi-secondary);
    text-decoration: underline;
}

.koperasi-form-submit {
    text-align: center;
    margin-top: 2rem;
}

.koperasi-customer-support {
    padding: 6rem 2rem;
    background: var(--koperasi-light);
}

.koperasi-customer-support-content {
    max-width: 1200px;
    margin: 0 auto;
}

.koperasi-support-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.koperasi-support-card {
    background: var(--koperasi-white);
    padding: 2.5rem 2rem;
    border-radius: var(--koperasi-border-radius);
    text-align: center;
    transition: var(--koperasi-transition);
    box-shadow: var(--koperasi-shadow);
}

.koperasi-support-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--koperasi-shadow-hover);
}

.koperasi-support-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 1.5rem;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--koperasi-gradient);
    border-radius: 50%;
}

.koperasi-support-icon img {
    width: 40px;
    height: 40px;
    filter: brightness(0) invert(1);
}

.koperasi-support-icon i {
    font-size: 2.5rem;
    color: white;
    transition: var(--koperasi-transition);
}

.koperasi-support-card:hover .koperasi-support-icon i {
    transform: scale(1.1);
    color: #ffffff;
}

.koperasi-support-title {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--koperasi-dark);
    margin-bottom: 1rem;
}

.koperasi-support-description {
    color: var(--koperasi-neutral);
    margin-bottom: 1.5rem;
    line-height: 1.6;
}

.koperasi-support-contact {
    margin-bottom: 2rem;
}

.koperasi-support-phone,
.koperasi-support-email,
.koperasi-support-chat {
    font-weight: 600;
    color: var(--koperasi-primary);
    margin-bottom: 0.5rem;
}

.koperasi-support-hours {
    color: var(--koperasi-neutral);
    font-size: 0.875rem;
}

.koperasi-cta {
    padding: 6rem 2rem;
    background: var(--koperasi-gradient);
    text-align: center;
}

.koperasi-cta-content {
    max-width: 800px;
    margin: 0 auto;
}

.koperasi-cta-title {
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--koperasi-white);
    margin-bottom: 1rem;
}

.koperasi-cta-subtitle {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 2.5rem;
}

.koperasi-cta-buttons {
    display: flex;
    gap: 1rem;
    justify-content: center;
    flex-wrap: wrap;
}

@media (max-width: 1024px) {
    .koperasi-calculator-container {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
}

@media (max-width: 768px) {
    .koperasi-page-hero-title {
        font-size: 2.5rem;
    }
    
    .koperasi-loan-highlights {
        grid-template-columns: 1fr;
    }
    
    .koperasi-loan-options-grid {
        grid-template-columns: 1fr;
    }
    
    .koperasi-eligibility-grid,
    .koperasi-payment-grid,
    .koperasi-support-grid {
        grid-template-columns: 1fr;
    }
    
    .koperasi-form-row {
        grid-template-columns: 1fr;
    }
    
    .koperasi-form {
        padding: 2rem;
    }
    
    .koperasi-rates-header,
    .koperasi-rates-row {
        grid-template-columns: 1fr;
    }
    
    .koperasi-rates-header-cell,
    .koperasi-rates-cell {
        text-align: left;
        border-bottom: 1px solid var(--koperasi-light);
    }
    
    .koperasi-cta-buttons {
        flex-direction: column;
        align-items: center;
    }
    
    .koperasi-calculator-container {
        padding: 2rem;
    }
}

@media (max-width: 480px) {
    .koperasi-page-hero-title {
        font-size: 2rem;
    }
    
    .koperasi-loan-options {
        padding: 2rem;
    }
    
    .koperasi-loan-option {
        padding: 1.5rem;
    }
    
    .koperasi-eligibility-card,
    .koperasi-support-card {
        padding: 2rem 1.5rem;
    }
    
    .koperasi-form {
        padding: 1.5rem;
    }
    
    .koperasi-calculator-container {
        padding: 1.5rem;
    }
}